Three in four Japanese fathers don?t communicate sufficiently with their children

By Ken Y-N ( February 27, 2012 at 23:57) ? Filed under Polls, Society

As a break from the recent flood of goo Research, here is iShare looking at intra-family weekday communication.

Demographics

Over the 25th and 26th of January 2012 683 members of the CLUB BBQ free email forwarding service who were married, in employment, had children in primary school or younger, and lived with their spouse and children completed a private internet-based questionnaire. 50.1% of the sample were male, 5.6% in their twenties, 52.6% in their thirties, and 41.9% in their forties.

Question six in particular might look a little out of place, but that is because the survey was sponsored by Logicool (Logitech) on the launch of their wide screen HD 1080 pixel web camera Logicool HD Pro Webcam c920. They also sponsored a second survey as part of their promotional campaign, but I haven?t translated it yet.

In Q1 and Q3 I don?t know if they are asking people to measure the time that they are in the same vicinity, specifically different rooms in the same house, or if they are asking when people are in the same room.

Q1: On an average weekday, about how long do you spend time together with your spouse, excluding in bed? (Sample size=683)

?	All	Male N=342	Female N=341
Less than an hour	9.8%	6.1%	13.5%
One to two hours	16.1%	17.0%	15.2%
Two to three hours	23.7%	25.4%	22.0%
Three to four hours	17.7%	19.9%	15.5%
Four to five hours	13.3%	13.2%	13.5%
Five to six hours	6.7%	7.3%	6.2%
Six to seven hours	2.9%	3.2%	2.6%
Seven to eight hours	1.3%	0.6%	2.1%
Eight hours or more	8.3%	7.3%	9.4%

Q2: On an average weekday, do you feel you communicate with your spouse? (Sample size=683)

?	All	Male N=342	Female N=341
Yes, sufficiently	30.7%	30.7%	30.8%
Yes, but not sufficiently (to SQ)	59.0%	60.5%	57.5%
No, not at all (to SQ)	10.2%	8.8%	11.7%

Q2SQ: What things do you worry about regarding insufficient communication with your spouse? (Sample size=473, multiple answer)

?	All	Male N=237	Female N=236
I don?t notice their worries, dissatisfactions	41.6%	46.4%	36.9%
Our mutual love gets cooler	36.8%	40.9%	32.6%
We have differences regarding childrearing	36.4%	38.0%	34.7%
We lose our shared interests	29.0%	22.4%	35.6%
We have differences regarding use of money	28.8%	30.0%	27.5%
We have differences regarding life plans	26.4%	26.6%	26.3%
My position as a spouse gets weaker	22.4%	16.9%	28.0%
We have a lack of awareness of each other?s social circles	12.7%	12.7%	12.7%
Other	0.4%	0.8%	0.0%
Nothing in particular	17.5%	16.0%	19.1%

Q3: On an average weekday, about how long do you spend time together with your children, excluding in bed? (Sample size=683)

?	All	Male N=342	Female N=341
Less than an hour	7.9%	15.2%	0.6%
One to two hours	14.6%	26.6%	2.6%
Two to three hours	18.9%	24.0%	13.8%
Three to four hours	16.5%	16.4%	16.7%
Four to five hours	12.2%	7.9%	16.4%
Five to six hours	10.7%	4.7%	16.7%
Six to seven hours	3.7%	1.8%	5.6%
Seven to eight hours	1.2%	0.3%	2.1%
Eight hours or more	14.3%	3.2%	25.5%

Q4: On an average weekday, do you feel you communicate with your children? (Sample size=683)

?	All	Male N=342	Female N=341
Yes, sufficiently	36.5%	26.0%	46.9%
Yes, but not sufficiently (to SQ)	57.4%	62.3%	52.5%
No, not at all (to SQ)	6.1%	11.7%	0.6%

Q4SQ: What things do you worry about regarding insufficient communication with your children? (Sample size=434, multiple answer)

?	All	Male N=253	Female N=181
I?ll miss out on watching them grow up	49.8%	50.2%	49.2%
I don?t notice their worries, dissatisfactions	47.9%	42.3%	55.8%
They won?t listen to what I say to them	29.7%	25.7%	35.4%
I have a lack of awareness of their social circles	27.4%	25.3%	30.4%
My position as a parent gets weaker	23.5%	27.7%	17.7%
I won?t know their joys	18.0%	19.8%	15.5%
They?ll become distant from me	16.6%	22.9%	7.7%
Other	0.2%	0.0%	0.6%
Nothing in particular	13.1%	14.2%	11.6%

Q5: Have you kept videos of your children?s growth? (Sample size=683)

?	All	Male N=342	Female N=341
Yes	71.9%	71.3%	72.4%
No but want to	18.9%	18.4%	19.4%
No, and don?t plan to	9.2%	10.2%	8.2%

Q6: Would you like to show off your children?s growth to geographically-distant friends and family? (Sample size=683)

?	All	Male N=342	Female N=341
Yes	71.0%	69.6%	72.4%
No	29.0%	30.4%	27.6%

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Syria referendum goes ahead amid military onslaught | G7Finance ...

BEIRUT (Reuters) ? At least 31 Syrian civilians and soldiers were killed on Sunday in fighting over Syria?s future that coincided with a vote on a new constitution that could keep President Bashar al-Assad in power until 2028.

The Syrian Observatory for Human Rights said a military bombardment of opposition districts in Homs, now in its fourth week, had killed nine civilians, while rebel fighters had killed four soldiers in clashes in the city.

The British-based Observatory said eight civilians and 10 members of the security forces were killed in violence elsewhere in Syria, scene of what has become an increasingly militarized revolt against four decades of Assad family rule.

Voting was under way in the referendum on a new constitution, which Assad says will lead to a multi-party parliamentary election in three months, but his opponents see as a sick joke given Syria?s turmoil.

?What should we be voting for, whether to die by bombardment or by bullets? This is the only choice we have,? said Waleed Fares, an activist in the Khalidiyah district of Homs.

?We have been trapped in our houses for 23 days. We cannot go out, except into some alleys. Markets, schools and government buildings are closed, and there is very little movement on the streets because of snipers,? he said.

He said another besieged and battered district, Baba Amro, had had no food or water for three days. ?Homs in general has no electricity for 18 hours a day.? With most foreign reporters barred from Syria or heavily restricted, witness reports are hard to verify.

The Interior Ministry acknowledged obliquely that security conditions had disrupted voting, saying: ?The referendum on a new constitution is taking place in a normal way in most provinces so far, with a large turnout, except in some areas.?

The Syrian government, backed by Russia, China and Iran, and undeterred by Western and Arab pressure to halt the carnage, says it is fighting foreign-backed ?armed terrorist groups.?

?NO DESIRE FOR REFORM?

Prime Minister Adel Safar, asked about opposition calls for a boycott, said this showed a lack of interest in dialogue.

?There are some groups that have a Western and foreign agenda and do not want reforms in Syria and want to divert Syria?s steadfastness,? he told reporters in Damascus.

?We are not concerned with this. We care about ? spreading democracy and freedom in the country,? Safar said.

?If there was a genuine desire for reform, there would have been movement from all groups, especially the opposition, to start dialogue immediately with the government to achieve the reforms and implement them on the ground.?

The outside world has been powerless to restrain Assad?s drive to crush the 11-month-old revolt, which has the potential to slide into a sectarian conflict between Syria?s Sunni Muslim majority and the president?s minority Alawite sect.

Unwilling to intervene militarily and unable to get the U.N. Security Council to act in the teeth of Russian and Chinese opposition, Western powers have imposed their own sanctions on Syria and backed an Arab League call for Assad to step down.

U.S. Secretary of State Hillary Clinton warned on Sunday of the perils of any foreign intervention.

?I think there is every possibility of a civil war. Outside intervention would not prevent that, it would probably expedite it,? she told BBC television in an interview.

?We have a very dangerous set of actors in the region: al Qaeda, Hamas and those who are on our terrorist list claiming to support the opposition. You have many Syrians more worried about what could come next ?

?If you bring in automatic weapons, which you can maybe smuggle across the border, what do they do against tanks and heavy artillery? There is such a much more complex set of factors.?

German Foreign Minister Guido Westerwelle said the referendum was ?nothing but a farce.?

?Sham votes cannot contribute to a solution of the crisis. Assad needs to put an end to the violence and clear the way for a political transition,? he said in a statement.

HARROWING CONDITIONS

The military onslaught on parts of Homs has created harrowing conditions for civilians, rebels and journalists.

A video posted by activists on YouTube showed Mohammad al-Mohammad, a doctor at a makeshift clinic in Baba Amro, holding a 15-year-old boy hit in the neck by shrapnel and spitting blood.

?It is late at night and Baba Amro is still being bombarded. We can do nothing for this boy,? said the doctor, who has also been treating Western journalists wounded in the city.

American correspondent Marie Colvin and French photographer Remi Ochlik were killed in the bombardment of Homs last week and two other Western journalists were wounded. The group is still trapped there despite Red Cross efforts to extricate them.

The International Committee of the Red Cross said on Saturday it was still unable to evacuate distressed civilians from Baba Amro. After a day of talks with Syrian authorities and opposition fighters, it said there were ?no concrete results.?

In Hama, another city with a bloody record of resistance to Baathist rule, one activist said nobody was taking part in the referendum. ?We will not vote on a constitution drafted by our killer,? he said by satellite telephone, asking not to be named.

If the constitution is approved in the vote, a foregone conclusion, it would drop an article making Assad?s Baath party the leader of state and society, allow political pluralism and enact a presidential limit of two seven-year terms.

But the limit will not be enforced retrospectively, meaning that Assad, already in power for 11 years, could serve another two terms after his current one expires in 2014.

Dozens of people lined up to vote in two polling stations visited by a Reuters journalist in Damascus. ?I?ve come to vote for President Bashar, God protect him and give him victory over his enemies,? said Samah Turkmani, in his 50s.

Another voter, Majed Elias, said: ?This is a national duty, whether I agree or not, I have to come and vote.?

This is Syria?s third referendum since Assad inherited power from his late father. The first installed him as president in 2000 with an official 97.29 percent ?Yes? vote. The second renewed his term seven years later with 97.62 percent in favor.

(Additional reporting by Khaled Yacoub Oweis in Amman, Mariam Karouny, Erika Solomon and Dominic Evans in Beirut, and Christian Ruettger in Berlin; Editing by Kevin Liffey)

Source: http://g7finance.com/global-news/syria-referendum-goes-ahead-amid-military-onslaught/

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Supreme Court rejects emergency carp measures (AP)

[unable to retrieve full-text content]AP - The U.S. Supreme Court refused Monday to order emergency measures that might prevent Asian carp from reaching the Great Lakes, despite a warning that the exotic fish pose a "dire threat" to the region's environment and economy.

Source: http://us.rd.yahoo.com/dailynews/rss/economy/*http%3A//news.yahoo.com/s/ap/20120227/ap_on_bi_ge/us_supreme_court_asian_carp

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US Data Could Drive Stocks Amid Oil and Europe Risks

Stocks face the challenge of rising oil prices and headline risk from Europe, but it could end up being the fresh economic reports on U.S. manufacturing and the consumer that drive markets in the week ahead.

The Dow, in the past week, crossed the 13,000 mark for the first time since 2008 but failed to close above it. Stocks were up slightly, with the Dow up 0.3 percent? for the week at 12,982. The S&P 500 was also 0.3 percent higher at 1365, finishing above its 2011 closing high of 1363 for the first time Friday but failing to break through its 2011 intraday high of 1370.

?I think the big round numbers are putting up a little resistance here. I know it?s the consensus, but I think we are due for a pull back. It?s more likely we?ll see (S&P) 1300 before we see 1400 and that to me would be healthy,? said Andrew Burkly, director of Brown Brothers equity strategy research.

Data in the coming week includes auto sales, chain store sales and ISM manufacturing data. Fed Chairman Ben Bernanke also gives his semiannual testimony on monetary policy to Congress, starting before the House Financial Services committee Wednesday.

?Some of the elements of the thesis on what is causing the current rally in risk assets will come into play in the next week, and that would include reinvigorated manufacturing? said Tony Crescenzi, portfolio manager and market strategist at Pimco. ?The apparent pickup in labor demand is also fueling risk assets.?

Jobless claims, improved for a fifth week this past week, will also be an important indicator when reported Thursday. The February employment report will be released March 8, a week later than the usual first Friday of the month release date.

?Bernanke is likely to be hesitant to embrace the improvements in the economy,? said Crescenzi. He also expects him to? be noncommittal about another round of quantitative easing, which Fed members have said is possible if the economy needs it.

Crescenzi said the bond market will be highly focused on Bernanke. Historically, the semiannual Fed testimony has resulted in an 8 bps move either way in the long bond, but Bernanke?s testimony typically moves it less than past Fed chairmen because of the Fed?s efforts to be more transparent, he said. ?There?s a slight risk (to the bond market) that he says something slightly more optimistic,? Crescenzi said.

Euro Drama

Also important for markets is the weekend?s G-20 finance ministers meeting in Mexico, where officials are expected to discuss further funding for the IMF, to help its participation with the euro zone debt crisis. A deal was not expected this weekend. ?There?s some room there for disappointment,? said Brian Dolan of Forex.com.

?We?re also going to be looking for commitments to this Greek bond exchange from individual bond holders, and those are going to come out sporadically, as investors decide. Then the LTRO (special ECB lending program) will be announced Wednesday. They?re looking for a take up of more than 400 billion euros, as a sign banks are taking advantage of this, and as a sign they?re reducing their financing requirements for the year ahead,? he said. Dolan said a smaller amount could be a disappointment, and a far greater amount, as some predict, could show that there are more serious funding issues than expected.

The ECB lending program has been credited with being a spark for the stock market rally that has run since late December.

The euro has been rebounding since Greece moved to adopt austerity? measures and struck a deal on its loan conditions.? The euro in the past week rose 2.3 percent to 1.3449, its highest close since Dec. 1. Dolan said he expects to see the euro move higher, as shorts are squeezed. In the coming week, as the month end approaches Wednesday, he expects to see further dollar selling.

Oil Drill

In the past week, tensions surrounding the sanctions on Iran put pressure on oil prices, sending West Texas Intermediate to $109.77 per barrel, a gain of nearly 6 percent. Brent, the international bench mark, rose nearly 5 percent to $125.47.? Gasoline prices have also been rising rapidly. The national average for a gallon of unleaded gasoline at the pump rose to $3.64 Friday, from $3.52 a week ago.

?We think it?s (rising oil) going to have a pretty marginal impact on the overall stock market. Our bigger concern is that stocks have run so much in a short period of time and sentiment is pretty exuberant so I think there could be any excuse for a pullback - and this is kind of the excuse,? said Burkly.

While the rising oil price could trip up stocks, it so far has not, and analysts note that absent a big spike due to geopolitical developments, the impact could be more muted than in the past.? But Iran is the wild card.

?There?s not a trigger point. In other words, higher oil prices will affect the stock market on a continuous basis and it will help companies that get profits from higher oil prices and it?s going to hurt companies that depend on domestic demand in particular consumer domestic demand,? said Larry Kantor, head of research at Barclays Capital. Barclays economists noted that the gasoline price hike should not create strong headline inflation, and it should not have as much impact on consumption as it did last year because households are stronger than in 2011 and the inflation risk is less.

The economists noted the effect on growth of rising energy prices depends on the abruptness of the increase. ?We found that, given a gradual and temporary rise, consumers are able to adjust savings patterns to smooth consumption, minimizing the impact,? they wrote.

Burkly says that the improvement in the jobs market has helped make the consumer a bit sturdier, as gasoline moves higher. Therefore, the coming week?s data will be important to watch.

Economists also note that unlike last year, consumers have benefited from lower heating bills due to the unseasonably warm winter and steep drop in natural gas prices.

?The market at present believes the increase is temporary,? Crescenzi said. ?The next $10 (in oil) higher will begin to feed into risk assets.?? He said another $20 per barrel would pose a problem, but he also pointed to the curve for WTI, which has oil priced at about its current level next year.

Tom Kloza, chief oil analyst at OPIS, said after the past week?s run up in retail gas prices of nearly $0.40 per gallon on the West coast,? consumers should expect to see another run up over the next couple of days. California prices spiked because of a refinery fire in Washington state but also because of the transition to spring/summer blends of gasoline. He said Chicago markets are also seeing the transition to the spring/summer blend,? and that, together with some local refinery issues, has driven gasoline up $0.36 per gallon.

He said it?s likely that prices will rise another $0.05 to $0.15 per gallon nationally in the next couple of days, based on current wholesale prices.

At the same time, the amount of speculators flooding in to gasoline futures has never been greater. ?The money is chasing the money,? he said. ?It?s a record high for gasoline, not for crude oil. The thing that impresses me is there?s no question we?re seeing a shrinking gasoline demand picture in the U.S. You can argue whether it?s going to be a five percent attrition? year-on-year, but the paper market keeps on getting bigger and bigger.?

While Kloza does expect prices to continue to rise, he does not see them reaching the national average of $5 per gallon that some pundits are forecasting.? The Commodity Futures Trading Commission shows a record ?long? bias in RBOB (gasoline) futures, and a surge in fund holdings in WTI futures and options. Speculative buyers increased their holdings by 2,790 contracts last week, and now hold a record long position of 107,644 contracts.

He notes the net long position of 88,208 contracts, representing 88.2 million barrels of RBOB, is a new record. At a price of about $3.29 per gallon, he estimated that about $12 billion of fund money is waged on a higher price for gasoline.

Burkly said the higher energy costs have already hit the transports sector. ?You?ve already seen the transportation group rolled. You don?t want to see leadership run just by energy because that would be negative longer term,? he said. He expects about a five percent decline for stocks in the near future.

The energy sector was the best performing major S&P sector this past week, gaining 1.9 percent. It is up 8.6 percent since the start of the year but trails the double digit gains made by tech (14.8 percent), financials (12.6 percent), materials (12 percent) and industrials (10.2 percent).

What to Watch

Monday

Earnings: Lowes, Dendreon, HSBC, Universal Health, Priceline.com. Great Plains Energy, CVR Energy, Human Genome Sciences

1000 am Pending home sales

1030 am Dallas Fed survey

Tuesday

Earnings: AutoZone, Transocean, DreamWorks Animation, Bank of Montreal, Cablevision, El Paso, HollyFrontier, NRG Energy, Fortress Investment, Office Depot, Rowan Cos, Tenet Healthcare

0830 am Durable goods

0900 am S&P/Case-Shiller home price index

1000 am Consumer confidence

1000 am Richmond Fed survey

Wednesday

European Central Bank emergency loan program auction (LTRO)

Earnings: Costco, Joy Global, Staples, Sea Drill, Liz Claiborne, Pet Smart, Sodastream, CenterPoint Energy

0830 am Real Q4 GDP (second reading)

0945 am Chicago PMI

1000 am Fed Chairman Ben Bernanke gives semi-annual monetary policy report before House Financial Services Committee

0200 pm Beige book

Thursday

Earnings:? Wendy?s, Royal Ahold, Kroger, Big Lots, Toronto Dominion, Royal Bank of Canada, WPP, Martha Stewart Omnimedia, Foot Locker

Monthly auto sales

0830 am Weekly jobless claims

0830 am Personal income

1000 am ISM manufacturing

1000 am Construction spending

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? 2012 CNBC.com

Source: http://www.cnbc.com/id/46520335

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ECB Greek bond swap could pile pressure on euro zone: S&P (Reuters)

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Source: http://us.rd.yahoo.com/dailynews/rss/eurobiz/*http%3A//news.yahoo.com/s/nm/20120224/bs_nm/us_ecb_sp

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Strategies for Wellness, Health and fitness, in addition to Fat ...

Sprinting, one of several most straightforward physical exercises, can be achieved almost everywhere and needs zero specific tools. This kind associated with workout is the most efficient caloric burning and has now one of the most health benefits. Here are some pointers to obtain more out within your strolling periods, as well as to start this great form of exercise.cheap jordans

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Our Birth Control Undermines Amphibians

60-Second Science | More Science

Human oral contraceptives that find their way back into the environment might be having an effect on frog mating. Christopher Intagliata reports.

February 22, 2012

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The most common types of ingested birth control contain estrogen. But the hormone doesn?t just prevent human babies. It may be lowering numbers of frog babies, too. Because estrogens can travel unaltered through a woman?s system, and back into the environment?where they interfere with the courtship of frogs.

Researchers bathed male frogs in tanks containing various concentrations of estrogen?comparable to levels previously measured in nature. And they found that males exposed to estrogen made significantly fewer ?advertisement? calls: mating calls that say ?hey ladies, I?m over here.? Instead, the frogs made more so-called ?rasping? calls: a sign the boys weren?t as turned on as they used to be.

As it turns out, neither were the ladies. Because when researchers played back estrogen-influenced calls to females, the lady frogs weren?t as hot to hop, compared to when they heard the crooning of control frogs. Those findings appear in the journal Public Library of Science ONE. [Frauke Hoffmann & Werner Kloas, Estrogens Can Disrupt Amphibian Mating Behavior]

The authors say less seductive mating calls could mean fewer tadpoles. Which means our sex lives could be partly to blame for making global populations of amphibians croak.

?Christopher Intagliata

[The above text is a transcript of this podcast]

Source: http://rss.sciam.com/click.phdo?i=5277cafb138ae3558cbc74a627654cb8

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Hands-on with Immersion HD Integrator hi-fi haptics

It was just over a year ago when we met with the folks from Immersion, and they showed us a prototype handset packing its HD haptics technology. Since that time, the piezoelectric actuator that makes the tactile magic possible has gone into mass production, and the first commercial device packing such hi-fi haptics, the Pantech Element, hit store shelves. Immersion's got greater aspirations for its tactile tech, however, and its new HD Integrator platform aims to put high fidelity haptics in every handset. We got to sample the HD haptics goods once again and chat with Immersion about the new platform and its technology, so head on past the break to see what the company has in store.

Continue reading Hands-on with Immersion HD Integrator hi-fi haptics

Hands-on with Immersion HD Integrator hi-fi haptics originally appeared on Engadget on Thu, 23 Feb 2012 08:30:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/02/23/hands-on-with-immersion-hd-integrator-hi-fi-haptics/

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Watch Steve Jobs' Life In a Facebook Timeline [Steve Jobs]

Someone built a Facebook timeline with the life of Steve Jobs. It's quite nice to go through it and look at his life in this format, rather than having to suffer through Isaacson's rushed out prose. More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/dcHlCY_gJ_c/watch-steve-jobs-life-in-a-facebook-timeline

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U.S. judge orders Moroccan held for Capitol plot (Reuters)

[unable to retrieve full-text content]Reuters - A U.S. judge on Wednesday ordered a Moroccan man to be held on charges that he planned a suicide bombing attack against Congress, believing he was working with al Qaeda militants when in fact his contacts were undercover agents.

Source: http://us.rd.yahoo.com/dailynews/rss/us/*http%3A//news.yahoo.com/s/nm/20120222/us_nm/us_usa_security_capitol

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Marlo Thomas: Women Break New Ground in This Year's Oscar Race

It's a ritual I love. As a member of the Academy of Motion Picture Arts and Sciences, I look forward to just before Thanksgiving when all the year's best movies land in my mail box. And I get to watch them at home and then cast my votes for the great performances of the year in movies. Growing up in Hollywood, and working as an actor most of my life, I take this ritual seriously because I know well the work that goes into creating these amazing performances.

What is fresh about this year's movies is the range of choices the actresses had. I was struck by the fact that this year's crop of women have moved into areas previously inhabited by male actors -- and, wow, were they good.

Here's what I mean:

Role reversal. Historically, men love to play women, but rarely do women do the reverse. We've seen Robin Williams as Mrs. Doubtfire, Dustin Hoffman in "Tootsie" even Adam Sandler playing both the brother and sister in his film "Jack and Jill" this year and who could forget Jack Lemmon and Tony Curtis as the jazz era floozies in "Some Like it Hot." But you must see Glenn Close and Janet McTeer knock it out of the park - and not for laughs , but very real - in their gender bending performances in "Albert Nobbs."

Buddy movie/gal pals. There have been so many great guy ensemble films, but they're scarce for women. "Bridesmaids" had it all - from the good buddies to the gross-out comedy. And Melissa McCarthy was so brilliantly funny as she moved in on the wild turf once Monopolized by guys like John Belushi and Will Ferrell.

Action. What is also exciting this year is women's effective portrayal of brave, independent-minded characters - and, yes, in the case of Rooney Mara in "Girl with a Dragon Tattoo," not afraid to kick a little ass, too.

So here is a salute to an exceptional group of women who are competing for this year's Oscars. Good work! And good luck!

I can't wait to see the great debate in the comments below. The other thing I love about the movies - everyone is an expert!

Robin Williams

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Robin Williams had one of his greatest successes dressing in drag in 1993 as Mrs. Doubtfire.

Robin Williams had one of his greatest successes dressing in drag in 1993 as Mrs. Doubtfire.

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Source: http://www.huffingtonpost.com/marlo-thomas/women-roles-at-the-oscars_b_1266000.html

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Chicago Auto Insurance Quote Shoppers: Car Coverage Discount ...

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This short article studies the possible discounts that have been that are available to auto insurace consumers. Your post can also be about certain discounts that chicago car insurance consumers can not be solicited.Because insurance laws diverge from state to state, any issues suggestions specific to the automobile insurance inside the State of Illinois.

Illegal Rebate Vs Legal Discounts. Insurance producers are absolutely forbidden using rebates in their business practice. Discounts offered by insurance firms are OK.

If and once an insurance (agents) representatives, not the insurance policy, gives back every part of their commission into the clients to ?elicit? them to be able to pay for the agents then getting a rebating has occurred. For examples, when an insurance agent offers a $25.00 gift card for patrons who buys car coverage policy from him or her, the is rebating, and it is strictly illegal. If the agent supplies a $5 lunch card for you personally getting a car quote, or possibly a nice pen for home quote then this will never be rebate buying will not be needed. Any materialistic amount alocated to the buyers in exchange of which investing in a policy is definitely rebate. An insurance agent plus a client (if s/he knows) are breaking the law if they wish committing rebating.

It?s not classified as a rebate in the event the home office of a typical insurance company is giving back a premium or another component of it, or is giving the client an opportunity or perhaps an allowance on the insurance premium. The proper term to explain this lawful act is discounting. insured Actually discounting is usually a common practice in situations with intense competition.

In larger cities like NY or Chicago, competition between car insurance companies is severe. There are various insurers and thousands of agents and insurance agencies who will be competing against each others. Customers should never indicate or accept offers of ?discounts? beyond just what headquarters of a typical auto insurace company enables for.

Possible Discounts during the past of Car Insurance Companies in Chicago, Illinois (The Legal Look at their Discounts That you could Ask For:

1. Discounts for prior insurance. Clients may get about 10% if and when they provide evidence that they had prior insurance without interruption during the 6 months. According to the insurance policy, your prior policy need not to have lapsed more than thirty days ago. The longer you would have your insurance, the upper the discount rate. You have to present a proof, an official proof, from prior auto insurer. Statements manufactured by your agent or temporary documents are yikes enough. The proof should be in the form of valid insurance ID card issued from the prior company, not agency, itself, or even a declaration page of your respective contract.

2. Multi car policy discount. You obtain about 10% for having two or more vehicles insured below the same contract. Take into account which you cannot insure your round the corner neighbor, or partner, using your policy. The named insured in the policy has to have ?insurable interest? inside the auto we are most certainly insuring.

3. Homeowner discount. For those who own a home or perhaps a condo you could qualify for a price reduction. Insurers normally ask you for a signal (mortgage payment or home insurance policy) as a history of ownership of any residence. In the event of you having home under your cousin?s name, this may not qualify you for this discount.

4. Discounts for having multiple policies (package policy or multi account discount). Insuring a couple of policy together with the same insurance company can earn you discounts. Example, in case you order a life policy or condo insurance policy using the same company you might be entitled for money off against your auto insurace policy. Certain insurers give deep discount on those home and auto packages.

5. Discount for laidback drivers. This discounts is normally applicable in scenarios where range of adult drivers exceed number of vehicles, with additional youthful driver under age 25. Some companies permit a ?occasional? status for the youthful drivers as seen in situations, as well as a discount is given.

6. Good student discounts. This discount is offered with standard and preferred companies for insured students who hold high GPA their school. The discount concerns 5% of a typical liability premium of a typical vehicle that may be assigned to that specific good student operator.

7. Auto security system discount. This is certainly another limited discount of about 5% at the premium of a typical comprehensive only (not liability or collision premium). Most companies give this discount automatically because most vehicles contain a security alarm anyways.

Source: http://digg3.com/chicago-auto-insurance-quote-shoppers-car-coverage-discount-beyond-certain-limits-is-unlawful/

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Learning About Health Supplements | New Health and Fitness | Best ...

Nutritional health capsules are godsent to help us stay healthy in our ever busy daily lifes. Imagine if you don?t have access to the best nutritional health capsules , then you have to eat all sort of fruits and vegetables every day just to met the lowest level required of vitamins, This will be a horrible situation because you will never have the time nor the inclination to [accomplish|do} this.

So the good folks in this world invent the easily digestible health supplements that we can simply pop in our mouth even as we go about our daily chores. This exquisitely designed solution means that masses of people the world round can have their daily vitamins, antioxidants and other nutrients as easily as breathing air. Do remember to have your regular dose of health pills to stay free from diseases and illnesses.

The best antioxidants & health supplements resources : Learning About Health Supplements | New Health and Fitness

The best bet for your longevity is your health. But normal intake of food is just not enough, you need the best health supplements you can find. Get all the information you need here:

You can find health supplements everywhere, may it be at your local pharmacy store, or right at the tip of your fingers, ready to purchase on an Internet store.

You can find health supplements everywhere, may it be at your local pharmacy store, or right at the tip of your fingers, ready to purchase on an Internet store. All you have to do is to choose the health supplement that best suits ?

This is only an excerpt, if you need more info, read here:

You can find health supplements everywhere, may it be at your local pharmacy store, or right at the tip of your fingers, ready to purchase on an Internet store.

Side note:
The good people in this world invent the easily digestible health tables that we can simply pop in our mouth even as we go about our daily chores. This exquisitely designed product means that legions of people the world round can have their daily vitamins, antioxidants and other nutrients as easily as walking in the park. Please remember to have your daily dose of health pills to stay free from diseases and illnesses.

The best antioxidants & health supplements resources : Learning About Health Supplements | New Health and Fitness

Why do you need health supplements? Because the your daily food intake can never give you enough essential vitamins and minerals and nutrients:

The best antioxidants & health supplements resources : Learning About Health Supplements | New Health and Fitness

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Obama administration seeks online privacy rules (AP)

[unable to retrieve full-text content]AP - The Obama administration is calling for stronger privacy protections for consumers as mobile gadgets, Internet services and other tools are able to do a better job of tracking what you do and where you go.

Source: http://us.rd.yahoo.com/dailynews/rss/tech/*http%3A//news.yahoo.com/s/ap/20120223/ap_on_hi_te/us_tec_internet_privacy

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Self-Improvement and Motivation for MLM Success

MLM success is nearly impossible without self-improvement and motivation. You absolutely can make money in multi level marketing companies. But since network marketing isn?t a traditional job, with a job description to follow, and a boss to make sure you follow it, you need self motivation and self-initiated effort. And you?ll probably find yourself making some life changes.

Successful network marketing isn?t easy. It takes hard work, organization, self esteem, patience, integrity, and great leadership skills? to name just a few. Not too many of us are born with all of these characteristics, and the ones that we are born with are not fully developed. We have to work to improve them.

Here are some self improvement and motivational tips that can help you become successful in your network marketing business.

Develop Your Potential

One of the first tips for self improvement is to work on developing your potential? not just in your network marketing business, but in every aspect of your life? communication skills, interpersonal skills, business knowledge, and more. Search for books, articles, and training CD?s. And keep in mind that the best isn?t always free. MLM takes very little up-front investment, so be willing to spend some money on high quality MLM training and self improvement resources? maybe even a life coach for personal development, who can tailor your personal development strategy to your own personal situation. Then put your new and improved self to work on growing your business.

Believe in Yourself

It?s also important to have self esteem and to believe in your eventual success. If these aren?t your strong points, they can be learned. Belief will grow with visualization. Just as athletes are trained to visualize and mentally rehearse all aspects of an upcoming competition, successful businesspeople benefit from the same mind exercise. Visualize your success in MLM. Stop and daydream. Make the image of success real, using as many of your five senses as you can engage, until you are able to see, hear, feel, and maybe even smell and taste your success clearly in your mind. Do this often.

Set Both Long Term and Short Term Goals

Another important self improvement and motivation tip is to set both long and short term goals for your business, as well as personal development goal setting. Set goals for the day, the week, the year, and longer. Some experts advise writing these down. Although that?s probably a great idea, I think it depends on you. It may be enough to just go through the thought process often, keeping your goals always in the back (or front) of your mind.

Have a Plan

While goals are important, you also need to create a business plan that will help you to accomplish them. Study what has made famous entrepreneurs and others in your particular business successful. Monitor your results periodically and change your plan to get things back on track. The more you keep an eye on this, the more likely you are to get where you want to go.

Attract Other Motivated Leaders

Network marketing earnings multiply greatly as you build your team. All MLM compensation plans include the work of others in your earnings. With a personal leadership development plan, you can attract MLM distributors to your downline who have the right characteristics for success. And you can lead your existing distributors to start their own personal development plan.

Other Ideas

These are just a few ideas for self improvement and motivation that will help your MLM home based business to prosper. Look for other self improvement ideas in self improvement articles, books, magazines, and websites. Search online for self improvement quotes and achievement quotes for daily motivation.

This entry was posted on Tuesday, February 21st, 2012 at 2:02 pm and is filed under general. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

Source: http://www.laendergender.org/self-improvement-and-motivation-for-mlm-success/

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SEO Copywriting Uncovered | Briar Copywriting | Eric Lively

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Source: http://ericlively.jameshouts2010.com/2177/seo-copywriting-uncovered-briar-copywriting/

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MGM Resorts 4th-quarter loss narrows, revenue up (AP)

[unable to retrieve full-text content]AP - MGM Resorts International narrowed its loss in the fourth quarter, as revenue climbed and occupancy improved at its Las Vegas Strip properties.

Source: http://us.rd.yahoo.com/dailynews/rss/earnings/*http%3A//news.yahoo.com/s/ap/20120222/ap_on_bi_ge/us_earns_mgm_resorts

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Land and Lot Foreclosures - Atlanta Real Estate Forum

While the GaHomeForeclosures website offers the best prices for move-in ready investor owned foreclosure homes, we are proud to announce that we are now offering quality lots and land at reset pricing to builders and developers. Our LotandLandForeclosures website has an exclusive list of properties that builders and developers won?t be able to find anywhere else, and it?s perfect for homebuyers who are also looking for the perfect site to build the home of their dreams.

Lots and Land Foreclosures offers residential and commercial tracts of land, developed lots, timber land, hunting land, recreation property, as well as farms and acreage for sale in Georgia and other states. You will be able to search for lots or land on the website by county or by state.? Our team of REO asset managers can find the ideal property for your next development or building project. Our REO team is well versed in zoning, government constraints, topography, location, availability of utilities, the development?s highest and best use and more.

We know that as the economy heats up, builders will be looking for quality opportunities, and that is just what Lots and Land Foreclosures offers. Together, our sites will offer the best deals in the market on where to build or buy the best lots, land, homes or townhomes in Georgia.? Please visit www.lotandlandforeclosures.com to view our list of properties.

Source: http://www.atlantarealestateforum.com/introducing-lots-and-lands-foreclosures-a-new-website-57912/

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Commercial Banks ? Better For Business, Better For You ? Making ...

Building usage of the services of a commercial bank is one of the best ways that you?ll be able to finance your business, your mortgage, and your investments. You do not have to become a Fortune 500 company to apply for commercial financing. Commercial banks handle loan applications just about every day from small businesses and private investors across America. It may very well be helpful to understand the function of commercial banks and what they will offer you.

They ought to be seen as distinctly different from retail banks and investment banks. Although quite a few of the larger banks offer retail and investment services, there is still some separation concerning these specific functions. It has been prescribed by the Glass-Steagall Act, a law which ensures that banks are solely while in the business of banking and nothing else. Retail banks deal directly with all the consumer. They offer financial solutions and banking facilities for your individual and they procedure loans for consumers based on their individual income. They handle larger investment loans exclusively for businesses.louis vuitton replica handbags

Although they provide banking services for businesses, this does not mean that entrepreneurs or small business owners cannot apply for just a commercial loan. They are always ready to assistance small businesses. Using the economy showing small indicators of a recovery, a lot of commercial banks are actively promoting loans and other commercial finance options to people who may not have been eligible during the past. If you might be looking for finance or even to refinance a loan, they you ought to consider applying by way of a commercial financial institution.

Just one of the most beneficial financing options offered by them can be a secured loan. If you might be purchasing residence or looking for financing for home investment, a secured loan lets you pledge some sort of collateral as the security to the loan. An unsecured loan can be a different type of loan that ordinarily involves money staying loaned to a borrower with no collateral. This could be during the form of an overdraft or even a corporate bond. If you might be looking for bridging finance or a hard money loan then you could consider applying to 1 of the commercial banks for an overdraft credit extension.louis vuitton

If you happen to be within the home current market and looking for home financing, applying by way of a commercial bank really should be your first step. The current glut inside the real estate market place has manufactured a large quantity of bank-owned foreclosed attributes offered for purchase. Commercial banks will be in the position to assist you in financing a loan to aid you buy a property or assistance restructure your current loan so that it works better for you and your business.

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Source: http://online-rich.com/uncategorized/commercial-banks-better-for-business-better-for-you/

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Can An Essay Writing Service Help Me With My ... - Articles Beloved

If you want to write good custom papers, then you need to follow some basic guidelines. Some of the tips for writing great custom papers are as follows:
Choosing the topic:
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Source: http://articlesbeloved.com/writing-speaking/can-an-essay-writing-service-help-me-with-my-custom-papers

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Police Auto Auctions Logan - Buying Car on Police Car Auctions

It may be considered as second hand vehicle auction in case you or a friend who is knowledge from a variety of different types of vehicles (as well as individuals offered on the site describes his first responding to find a variety and a whole lot of people are aware of (at least bring it back that difficult to impossible to accept the stated. One of these options in persons who feel affection yourself. You can ask your luck at a vehicle auction. You can also join some cases a public announcements?. If you?re looking for the units being apprehended everyday until you have access to a great deals.

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Source: http://thepolicecarauctions.com/police-auto-auctions-logan/

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